| Do-It-Yourself | Broker-Dealer (Reg. Rep.) | Reg. Rep. & RIA | Bridge (RIA only) | |
|---|---|---|---|---|
| Investment Management | ||||
| Portfolio Design | ✔ | ✔ | ✔ | |
| Risk Level Assessment | ✔ | ✔ | ✔ | |
| Regular Review Meetings | ✔ | ✔ | ||
| Fiduciary Standard | ✔ | ✔ | ||
| Tax Optimization | ✔ | |||
| Performance Reporting | ✔ | |||
| Compensation Method | Free | Commissions | Commissions and/or % of Assets | % of Assets |
| Financial Planning | ||||
| Fiduciary Standard | ✔ | ✔ | ||
| Quantify Financial Goals | ✔ | ✔ | ||
| Creation of Financial Plan | ✔ | ✔ | ||
| Social Security Analysis & Strategy | ? | ✔ | ||
| Employee Benefits Review | ? | ✔ | ||
| Executive Compensation Optimization | ? | ✔ | ||
| Education Funding Strategies | ? | ✔ | ||
| Compensation Method | Free | N/A | Fee or Included | Included |
| Tax Planning & Compliance | ||||
| Tax Planning Strategies | ? | ✔ | ||
| CPA Tax Return Preparation | ✔ | |||
| Asset Protection/Insurance | ||||
| Review Insurance Coverage | ? | ✔ | ||
| Insurance Recommendations | ? | ✔ | ||
| Legacy Planning | ||||
| Review Estate Plan | ? | ✔ | ||
| Assist with Estate Plan Execution | ? | ✔ | ||
| Relationship | ||||
| Same Advisor for Long-Term | ? | ✔ | ||
| Highest Tax & Financial Credentials | ? | ✔ | ||
| Responsiveness | ? | ✔ | ||
| One Advisor for Everything Financial | ? | ✔ | ||
| Leveraging Technology | ? | ✔ | ||
| Succession Plan | ? | ✔ | ||
| Care & Concern | ? | ✔ | ||
